Custom Portfolio Implementation

Custom Portfolio Implementation 2018-08-24T02:34:57+00:00

Each Client is Unique: So is Their Portfolio

Unique portfolio design and personalized portfolio implementation dovetail at Tiemann Investment Advisors. TIA has created its own proprietary, quantitatively-based protocol which utilizes institutional-caliber investment discipline for building custom portfolios that conform to the specifications of each individual portfolio design. Like an architectural blueprint, TIA sets forth each client’s own detailed portfolio specifications in terms designed to facilitate this efficient, quantitative implementation. This process allows us to deliver a very high degree of individualization and customization in a surprisingly cost-effective way.

The expertise embedded in each plan allows the portfolio building process to be smooth and efficient, eliminating layers of management and layers of fees. It also facilitates extensive personalization, accommodating client preferences regarding individual securities, sectors or investment philosophies. When any aspect of your investment world changes, just talk with us and we adjust your portfolio accordingly. A TIA portfolio strives, at all times, to provide you with your prescribed structure, while constantly remaining mindful of transactional costs and taxes. That is, we do things the smart way.

Managing for After-Tax Returns

Many individual investors have current sources of income, other than their portfolio.  A key value to the customized service that TIA provides comes not just from building brilliant portfolios, but in being able to enable the portfolio to work in conjunction with that income, to minimize taxable gains.  In this way, TIA uniquely helps clients maximize their after tax return, rather than focusing solely on portfolio returns.  At TIA, tax management is an essential component of smart investment management, starting with a portfolio plan that seeks to reduce the realization of taxable gains early on and continues with annual tax management.

By design, TIA locates different types of assets in different accounts according to their tax characteristics. We position portfolios to utilize the tax advantages that qualified dividends and many bonds enjoy. And we seek to utilize an advantageous mix of capital losses and gains to minimize the taxes that you would ordinarily have to pay due to ordinary income and/or capital gains. TIA’s tax tactics are designed to complement the tax strategy that you and your tax advisors have created.