Personalized Investing

Personalized Investing 2018-08-24T02:58:01+00:00

TIA’s portfolio design and implementation enable us to provide specialized filtering within structured portfolios to allow our clients to effect their choice of social responsive goals.

Socially Responsible Investing

TIA is pleased to be able to offer its clients highly sophisticated investment filters that readily accommodate a wide variety of personal preferences in their portfolios. Clients with an interest in Socially Responsible Investing (SRI) may elect to opt out of or into specific companies, types of companies or business sectors. TIA’s quantitative yet flexible investment process formalizes these filters and systematically adjusts your portfolio to take into account whatever choices you make. In the process, we maintain your asset allocation, structure, diversification, and continue to tax manage your account to maximize your after-tax return.

TIA’s Future Generations Portfolio

FutureGenerationsLogoBugTMMany investors are not merely investing their money wisely so that they have what they need: they are also investing for the benefit of their children, grandchildren and future generations. However, we know that carbon dioxide emissions and other heat-trapping gases are affecting our climate and posing enormous risks to that future.  Investors are legitimately concerned about how this problem will impact not only their investments but, more importantly, the world that their children and grandchildren will need to inhabit.  Increasingly, investors want to find ways to invest in the clean economy.

California’s landmark Global Warming Solutions Act, landmark legislation that requires sharp reductions in carbon emissions.  This marked a watershed moment in California’s and possibly America’s history and sets the stage for the country’s transition to a sustainable, low-carbon future, by “aiming to improve the environment and natural resources while maintaining a robust economy.”

TIA has been watching the regulatory environment over the last half decade and, in particular, the implementation of California’s Cap & Trade program, launched in 2012, which applies costs to the emissions of carbon dioxide. In response to this carbon pricing mechanism, TIA designed a special “post-carbon-priced” investment filter for those clients that would like to design their portfolio to reflect the likely implementation of carbon pricing throughout the market.  TIA calls this filter the Future Generations™ strategy and clients may elect to implement this filter for some or all parts of their portfolio. Click the highlighted link to learn more about implementing this new portfolio design for your account.