Investors Benefit from Access to Real ExpertiseToo many individual investors — even extraordinarily high net worth individuals — do not have direct access to an investment expert. Most deal with advisors with minimal training, who typically recommend putting client money into third-party funds with extra fees, as the way to handle their clients’ investment needs. Such clients never meet or speak directly with the investment expert, who makes the investment decisions on those funds. The problems become multiplied, as their money gets allocated into multiple, different funds. Such investors will often not know until too late, if their funds are overlapping, if they are critically overpaying through layers of fees, or simply missing out on investment return by not tax-managing one’s own portfolio.
Dr. Jonathan Tiemann founded Tiemann Investment Advisors to help address all these needs. TIA clients only meet with an investment expert and have access to their expert, at any time, should they need it. TIA does not utilize sales agents at all — which is completely unlike nearly every other firm.
Building on Dr. Tiemann’s twenty years of high-level experience in academia and institutional money management, TIA’s distinctive investment philosophy eliminates management layers specifically to make real investment expertise accessible to discerning individuals—so you can meet with your expert, get your questions answered and be confident that your portfolio is structured for your needs.
TIA applies academic rigor and institutional know-how to the design and management of your unique portfolio. Your investment expert (rather than a sales representative), works directly with you, analyzing your situation, designing your investment program, managing your portfolio, and helping you sleep well.
TIA eliminates the sales intermediary and brings the expert to the center of the process. You meet directly, discussing you, your family, your financial needs, and your portfolio. The cost basis, tax issues, fee loads, cash needs and other risk factors, assets and income that characterize your existing investments and net worth are expertly analyzed. Then, the right portfolio that balances structure with flexibility is created and sent in a proposal for you to review and approve.
If you approve, your funds remain held by your chosen custodian—TIA will only ever be authorized to trade on your behalf and never takes possession of your funds. This provides you with maximum security, as you will continue to get statements from your custodian. When TIA proceeds to implement your new portfolio, your carefully crafted portfolio will minimize trading costs, tax impacts, excess management layers and other frictional costs to best exploit the after-tax returns available to you. You will get TIA’s monthly and quarterly reports on market and portfolio performance from TIA along with confirming reports from your custodian.
With TIA, you receive the benefit of top investment knowledge, experience and analytical power at every step. You know who is managing your investments, and he knows you and your particular needs. And because TIA’s portfolio approach eliminates risk to your funds along with layers of fund managers, marketing and sales costs, as well as unncessary taxes on realized gains, your total return after tax may be higher.